Brits waste £150 on unnecessary holiday purchases By Rachel Wait 13.12.12 The average Brit fritters away £150 on unnecessary spending just because they don't want ...
How to be a savvy saver
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What does 2013 hold for the savings market?
After a punishing 2012, which saw savers continue to suffer with increasingly diminishing interest rates, what does 2013 promise?
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Savings: looking back at 2012
Savers have had a tough time since the Bank of England base rate dropped to 0.5% nearly four years ago. And, in many ways, 2012 represented more of the same.
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Our best financial decisions in 2012
Savings rates have continued to fall this year so it really pays to keep on top of them. But at the same time, current accounts have becoming increasingly competitive.
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Head to the Big Apple to save on your Christmas shopping
A trip to New York may seem expensive, but new research reckons it could pay for itself thanks to the savings you'll make on your Christmas shopping.
Read more...
Sniffing out the latest news?
Fake bank staff defrauding customers
More than 1,600 UK bank customers have fallen victim to fraudsters who have demanded they reveal their PIN – with the average loss per person of £4,200.
Isa limit increases, but George Osborne disappoints savers
The Isa limit will increase in April next year, but many savers will be left disappointed by George Osborne's Autumn Statement.
Sharp decline in Save as you Earn schemes
Fewer employees are being offered the chance to invest in their employer's company as the number of SAYE schemes falls significantly.
...our six of the best
close show all six picks-
Easy AccessNationwide MySave Online
- Why we like it:
- Easy-access rate of 2.2%
- Open with £1000
- One free withdrawal a year can be made without penalty
- Unlimited deposits
- Watch out for:
- Rate includes bonus of 0.97% – move your money when it drops off
- Account is online only
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Easy AccessVirgin Easy Access without Bonus
- Why we like it:
- Pays 2.2% with no bonus rate included
- Make unlimited penalty-free withdrawals
- You can open it with just £1
- Watch out for:
- Account can only be accessed online
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Cash ISAsING Direct Cash Isa
- Why we like it:
- Pays fixed rate of 2.5% for 12 months from account opening
- No loss of interest for withdrawals
- Open with as little as £1
- Watch out for:
- Reverts to cash Isa standard variable rate of 1% after 12 months
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Cash ISAsSantander 1 Year Fixed-Rate Cash Isa
- Why we like it:
- Fixed interest rate of 2.3% is tax free
- Open an account with £500
- Can transfer in funds from existing cash Isas
- Watch out for:
- No additional deposits allowed
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Notice AccountsUnited Bank UK 90 Day Notice Account
- Why we like it:
- Get an interest rate of 3.12%
- Interest rate guaranteed not to fall below 2.75% until June 2013
- Watch out for:
- You´ll need a minimum deposit of £2000
- You must give 90 days´ notice to access your money
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Fixed Rate BondsUnited Bank UK 1 Year Fixed Term Deposit
- Why we like it:
- Pays 2.75% fixed for one year
- Open an account online
- by post or branch
- Watch out for:
- Relatively high minimum opening deposit of £2000
- No withdrawals or early closure can be made during the term
We know how much you value choice...
So check out all these accounts available today!
- Product
- Interest rate (AER)
- Minimum investment
- Notice period
- Account location access