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With a wide range of current accounts and incentives of £50 onwards to switch bank accounts, it's never been a better time to switch current accounts.
Some of the internet-based banks are offering instant access savings accounts, which offer higher rates of interest than many notice accounts. Although some of these banks will also offer you a cash card based savings account, the majority of the internet banks offer the best rates to "virtual" accounts, where funds can only be paid in by transfer from another bank account.
If you are happy with this arrangement, then you may well find that the internet based banks, or internet accounts from high street banks such as Halifax, offer you the best deal.
Remember that some current accounts are also now offering much higher interest rates on your day-to-day balances.
These accounts can sometimes have monthly charges and allow you access to slightly better interest rates than you would normally have with a basic bank account with the bank.
These include all the facilities you would expect, such as being able to set up direct debits, pay bills online, online banking and making purchases with a Switch, or VISA debit card.
Remember that we also have sites dealing with investments in general, pensions, ISAs, and the biggest investment of them all - your house and mortgage.
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